
Stop Dodging
IRS Penalties
with the EQ
Penalty A Protector
If you have 50 or more full-time employees, the IRS expects you to offer health insurance to at least 95% of your employees—or risk a $2,900 per employee fine under the ACA. They may not knock on your door right away, but when they do, the penalties are real—and expensive.
Own a business in hospitality, retail, restaurants, staffing, or home care? Managing a seasonal, hourly, or part-time workforce? Then you already know: traditional health insurance isn’t made for your people—or your margins.
Stay ACA Compliant. Slash Costs. Skip the Fines. And. Save each California employee up to $900 a year in state tax penalties

Completely Stop
the IRS with
the EQ Penalty
A+B Protector
If you have 50 or more full-time employees, you’re facing not one—but two massive ACA penalties. Penalty A – $2,900 per employee for not offering basic coverage, Penalty B – $4,350 per subsidized employee if the coverage isn’t affordable or doesn’t meet minimum value.
The EQ Penalty A+B Protector goes beyond basic MEC coverage. It’s a full ACA-compliant Minimum Value Plan (MVP)—designed to shield your business from both Penalty A and Penalty B, while keeping your premiums manageable and your people covered.
Full ACA Compliance Without the Full ACA Cost. The EQ Penalty A+B Protector is the plan for employers who want to check every ACA compliance box—without checking their profits at the door.